SDPay is payment gateway for easy payment of bills. It is built to integrate with existing solutions providing customers with one-touch payment via Banks USSD. Payment reflects immediately in Merchant account and the host application also gets status update of payment while customer also have a transaction history on the app.

Ease of PaymentAll banks now have short-code for connection-less transactions via MNO USSD i.e funds can be transferred to another account by dialing *737# for GT Bank on the phone. SDPay streamlines the order-payment process tomake payment happen at a click without customer needing tomemorize the USSD Code or respond to the USSD feedback.


  • Merchant is not required to pay transaction fee to bank, customer pay N100 transaction fee.
  • Payment reflects within 30minutes in Merchant bank account
  • SDPay application only works on Android phone
  • The USSD payment protocol only works with SIM number registered with NCC and registered on bank account with Bank

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